Wednesday, April 11, 2012

insurance SUCKS

last night i had therapy. i had missed the week before because i had a cardio appt. a lot happened during that gap of time without seeing my T. (i wont get into details for privacy purposes).

within the first 10 minutes of the session my T informed me that my insurance is trying to not cover outpatient therapy anymore. WTF. she has to go doc to doc; giving them my meds, progress, symptoms etc. i have had NUMEROUS doc to docs with inpatient/PHP treatment but never with outpatient therapy. i dont understand how an insurance company can deny someone outpatient therapy vs. paying a shit load of money for IP?!?!

needless to say, my anxiety IMMEDIATELY increased. what will i do without my weekly therapy sessions? i have been struggling over the past month or so and this is the worst time for them to stop covering. i stopped seeing my N because i was not following her professional advice. now if i lose my T i will be effed. i dont think i can pay out of pocket. WITH insurance covering my medical bills are almost $350 a month. imagine without it..i dont make a lot with the job i have.

i am hoping that she fights and advocates as much as she can for me to continue to work with her. needless to say, ed is already thinking about if i no longer have outpatient tx, i can decline fast. if they are no longer covering, i must not be "sick enough" that thought is not rational but since i have recently been gaining weight i am more inclined to use behaviors. ugh. i hate insurance..

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